DAFTAR ISI
PERNYATAAN KEASLIAN....................................................................... i
LEMBAR PERSETUJUAN SEMINAR..................................................... ii
LEMBAR PENGESAHAN HASIL SEMINAR........................................ . iii
KATA PENGANTAR................................................................................... iv
HALAMAN TRANSLITERASI.................................................................. vi
DAFTAR ISI...................................................................................................
x
RINGKASAN LAPORAN...........................................................................
xii
DAFTAR LAMPIRAN................................................................................ xiii
BAB
SATU : PENDAHULUAN
1.1. Latar
Belakang................................................................ 1
1.2. Tujuan Kerja Praktik....................................................... 4
1.3. Kegunaan Kerja Praktik.................................................. 4
1.4. Prosedur Pelaksanaan Kerja Praktik............................... 6
BAB
DUA : TINJAUAN LOKASI KERJA PRAKTIK
2.1. Sejarah Singkat Bank
BNI Syariah
Cabang Banda Aceh..................................................... 8
2.2. Struktur
Organisasi Bank BNI Syariah Cabang
Banda Aceh.......................................................................
2.2.1. Branch Manager................................................... 10
2.2.2. Operational
Manager........................................... 10
2.2.3. Manager
Resiko Pembiayaan.............................. 10
2.2.4. Manager Risiko
Pembiayaan............................... 11
2.2.5. Costumer
Service Head....................................... 11
2.2.6. Operational
Head................................................ 12
2.2.7. Bagian Umum...................................................... 13
2.2.8. Bagian
Pembiayaan.............................................. 14
2.2.9. Bagian
Pemasaran................................................ 14
2.3. Kegiatan Bank BNI
Syariah Cabang Banda Aceh
2.3.1.
Penghimpunan Dana ........................................... 15
2.3.2. Penyaluran
Dana ................................................. 18
2.3.3. Pelayanan Jasa..................................................... 21
2.4. Keadaan Personalia Bank
BNI Syariah
Cabang Banda .............................................................. 22
BAB TIGA : HASIL KEGIATAN KERJA PRAKTIK
3.1. Kegiatan Kerja Praktik ................................................. 23
3.1.1. Bagian Sales
........................................................ 23
3.1.2. Bagian Umum .................................................... 24
3.1.3. Bagian Operasional
............................................. 24
3.1.4. Bagian Pembiayaan ............................................. 24
3.2. Bidang Kerja Praktik ..................................................... 25
3.3. Teori yang berkaitan ...................................................... 26
3.3.1. Pengertian Griya
iB Hasanah............................. 26
3.3.2. Skema Pembiayaan............................................. 26
3.3.3. Pengertian Pembiayaan Bermasalah................... 26
3.3.4. Pengertian Penyelesaian
Pembiayaan Bermasalah...................................... 27
3.3.5. Pandangan
Islam................................................. 28
3.4.Mekanisme Penyelesaian
Permasalahan
Pembiayaan Oleh Pihak Bank BNI Syariah
...................... 3.4.1. Memberikan
Surat Peringatan.............................. 29
........................ 3.4.2. Bersilaturrahmi..................................................... 29
...................... 3.4.3. Mediasi
Pihak Bank............................................. 30
............ 3.4.3.1. Reschedulin.............................................. 30
............. 3.4.3.2.Reconditioning.......................................... 31
.............. 3.4.3.3
Restructuring.............................................. .
3.4.EvaluasiKerjaPraktik ...................................................... 32
BAB EMPAT: PENUTUP
4.1. Kesimpulan .............................................................. 33
4.2.
Saran...........................................................................
DAFTAR PUSTAKA................................................................................. 34
Lampiran
Struktur Organisasi
Data Pribadi
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